Karen M. Pence is an American economist who is Deputy Associate Director of the Research and Statistics Division of the Federal Reserve Board of Governors,[1] responsible for the Survey of Consumer Finances, and former Chair of the Board of the Panel Study of Income Dynamics.[2] She is a past president of the American Real Estate and Urban Economics Association.[3]
Her research focuses on household housing finance, particularly mortgage lending and mortgage default.[4][5][6]
Selected works
- Mayer, Christopher, Karen Pence, and Shane M. Sherlund. "The rise in mortgage defaults." Journal of Economic perspectives 23, no. 1 (2009): 27–50.
- Dynan, Karen, Atif Mian, and Karen M. Pence. "Is a household debt overhang holding back consumption?[with comments and discussion]." Brookings Papers on Economic Activity (2012): 299–362.
- Pence, Karen M. "Foreclosing on opportunity: State laws and mortgage credit." Review of Economics and Statistics 88, no. 1 (2006): 177–182.
- Campbell, Sean, Daniel Covitz, William Nelson, and Karen Pence. "Securitization markets and central banking: An evaluation of the term asset-backed securities loan facility." Journal of Monetary Economics 58, no. 5 (2011): 518–531.
- Pence, Karen M. "The role of wealth transformations: An application to estimating the effect of tax incentives on saving." The BE Journal of Economic Analysis & Policy 5, no. 1 (2006).
References
- ^ "The Fed - Karen M. Pence". www.federalreserve.gov. Retrieved 2020-10-27.
- ^ "CSWEP At-Large: Karen Pence". www.aeaweb.org. Retrieved 2020-10-27.
- ^ "AREUEA Board Members". www.areuea.org. Retrieved 2020-10-27.
- ^ "AREUEA BIO: Karen Pence, First Vice President". www.areuea.org. Retrieved 2020-10-27.
- ^ Hilsenrath, Jon (2010-01-05). "Fed Economist: Housing Is a Lousy Investment". WSJ. Retrieved 2020-10-27.
- ^ "A decade after housing bust, mortgage industry on shaky ground, experts warn: A boom in fragile nonbank lenders has put the system at risk of another meltdown". ScienceDaily. Retrieved 2020-10-27.